Uber/Lyft/Rideshare Accidents in Seguin
Rideshare, also called transportation network companies, has significantly changed how people commute for business, errands, and recreational purposes. Transportation network companies offer the public many advantages, such as relatively low fees and quick and reliable transportation. However, the increase in drivers on the roads also substantially increases the number of collisions occurring on state roads and highways.
Knowing your rights and the proper actions to take after crashes involving rideshare drivers is essential. A qualified auto accident lawyer can help safeguard your rights and ensure you collect a fair settlement following Uber/Lyft/rideshare accidents in Seguin.
Transportation Network Company Insurance Coverage
Companies like Lyft, Uber, and other rideshares provide their drivers with commercial insurance protection. While the policies may cover up to $1 million in coverage, the rideshare company’s financial liability depends on specific factors. Coverage transportation network companies provide coverage to drivers who have the application turned on and are heading to a pick-up or awaiting rides, which includes up to $100,000 per accident for injuries and $25,000 for each crash for property damage.
The policy pays up to $1 million per collision for bodily injuries and property damage when transporting passengers. When the application is off, the drivers are liable for covering damages from accidents. An attorney skilled in handling claims from Uber/Lyft/rideshare crashes in Seguin can review the case specifics and determine the party responsible for an injured person’s losses.
Auto Insurance Requirements in Texas
Under the Texas Insurance Code § 1954.052, rideshare drivers must obtain personal auto insurance that provides the following coverage per vehicle collision for traffic events that happen while the app is turned on but are between rides:
- $50,000 for bodily injuries per person
- $100,000 per car wreck
- $25,000 for property damage
When carrying prearranged passengers, their policy must provide up to $1 million in coverage per accident.
Recoverable Damages After an Uber or Lyft Crash
Depending on the specifics of the wreck, a comprehensive damages award may include compensation for the following:
- Healthcare expenses, including the cost of ongoing medical care and treatments needed for recovery
- Lost pay while the injured person is at home recovering
- Reduced earning capacity if they cannot return to the position they held before the accident
- Pain and suffering from injuries and emotional and psychological distress from trauma
- Decreased quality of life and losing the enjoyment in participating in activities they enjoyed before the cause of action
- Permanent scarring, disfigurement, or disabilities
A lawyer seasoned in handling cases for Seguin Uber/Lyft/rideshare collisions can help gather the critical evidence to establish fault and the total damages and losses.
Call a Seguin Attorney in the Aftermath of Uber/Lyft/Rideshare Accidents
Crashes with transportation network drivers are more complex than others because they require determining which insurance provider is financially responsible. There are also cases where the rideshare driver and the company’s policy pay a portion of the damages. Taking quick action and the appropriate steps to protect yourself is essential for collecting a fair settlement amount.
A lawyer experienced in handling claims resulting from Uber/Lyft/rideshare accidents in Seguin can review your case and options with you. Call soon to begin preparing if you need help with a claim.
