Rental Car Accidents in Hutto

If a driver behind the wheel of a rental car acts negligently on the road and causes an accident, they are responsible for covering damages to the injured parties. If you were hurt in such a crash, you can file a claim with the driver’s insurance company. However, in some cases, you can also seek compensation from the rental company’s insurance or even sue the driver directly.

Navigating rental car accidents in Hutto can be complicated. To improve your chances of getting fair compensation, you need to consider working with a car accident attorney.

Whose Insurance Pays for the Rental Car Accident?

Some of the most serious rental car crashes in Hutto occur on Route 130. However, even when the speed is low, a collision could lead to severe injuries. The first step before filing a claim is to identify liable parties and determine which insurance company must pay. The two common options are:

The At-Fault Driver’s Insurance

If the rental car driver was responsible for the accident, their personal auto insurance policy should cover damages. Texas requires drivers to carry minimum liability insurance, which includes bodily injury and property damage coverage.

Rental Car Company’s Insurance

Many rental companies offer supplemental insurance policies. If the driver purchased additional coverage, it may help pay for damages. This could include liability coverage, collision damage waivers, or personal accident insurance.

The company’s insurance policy can supplement the damage payout after the driver’s insurance limit runs out. However, not all drivers purchase additional policies from the rental company.

Negotiating with the Insurance Company

In the majority of rental car accident cases in Hutto, insurance companies do everything in their power to minimize the payout or avoid it entirely. They conduct in-depth investigations, find evidence against injured parties, and leverage emotional pressure to achieve their goal.

For people who are in a delicate emotional state while tending to their injuries, negotiations with the insurance company can be overwhelming. A competent attorney can take over the process and use their skills to achieve the desired results.

Filing a Lawsuit Against the Driver

If the rental car driver is uninsured or their insurance policy limit is too small to cover the damages, the injured party can go to court.

Filing a personal injury lawsuit against the rental car driver can help recover fair compensation. With proper legal representation, it is often possible to achieve a settlement before going to trial. In any case, legal consultation is important when initiating such action.

People who were injured in a rental car collision in Hutto only have two years to file a personal injury lawsuit. When the time runs out, the judge is likely to dismiss the case.

Consult a Competent Attorney about Rental Car Accidents in Hutto

If you were hurt in a rental car accident in Hutto, you need competent legal representation. A skilled attorney can identify liable parties, help file all the documents, negotiate with the insurance company, and take the case to court if needed.

At the Felix Gonzalez Law Firm, we work hard to help injured people receive the money they deserve. Our skills in personal injury law, coupled with local experience, help us fight for our clients and win. Call to schedule a free consultation today.