Getting hurt at work can be disruptive not just to your income, but also to your physical health, mental wellbeing, and overall quality of life. Unfortunately, because Texas does not approach workers’ compensation the same way that most other states do, you may have a difficult time getting fair monetary damages for a work-related injury if you are unfamiliar with your rights under state law.
However, this is where help from a knowledgeable personal injury attorney can make a huge difference in your prospects of securing the restitution you need without running into roadblocks. From establishing who is to blame for your accident to ensuring you incorporate every compensable loss into your civil claim, a Bee Cave workplace injury lawyer can be a tenacious ally throughout every stage of your legal process.
While most states require most employers to purchase and maintain workers’ compensation insurance for all their employees, Texas allows employers of all sizes to choose not to get this coverage. If a company decides not to purchase worker’s compensation, they become labelled a non-subscriber.
Non-subscriber companies do not automatically assume liability for the medical bills of workers injured on the job or for any other out-of-pocket losses like a portion of lost income, as a workplace accident attorney in Bee Cave can further explain.
However, these companies also do not receive the immunity from civil litigation that workers’ comp would provide. This means that employees who were injured due to their employer’s negligence can sue that employer for all resulting damages and losses. A dedicated legal representative can help with further understanding the intricate laws that surround the worker’s compensation system.
Any civil claim related to an injury at work that proceeds outside of the workers’ comp system are almost always based around demonstrating another party’s negligence or carelessness. To be more specific, a plaintiff needs to prove that a defendant owed a duty of care, breached this duty, and caused a work injury through a preventable accident. The right strategy for doing this can vary substantially from case to case, and guidance from a capable workplace injury lawyer in Bee Cave can be crucial to building a strong claim that is custom-tailored to a particular worker’s circumstances.
If litigation is successful, an injured employee can usually seek restitution for every form of harm they can trace directly back to their accident. This could include any past and future medical bills not covered by workers’ comp, the full value of future income loss and/or loss of earning ability, physical and psychological suffering, and personal property damage.
Between workers’ comp claims and personal injury litigation, recovering comprehensively after an on-the-job accident can be especially challenging in the Lone Star State. Having help from a seasoned and tenacious legal professional can be key to obtaining the full extent of financial compensation you deserve.
Speaking with a Bee Cave workplace injury lawyer is an important first step towards understanding and enforcing your rights. Call today to set up a meeting with a dedicated team member.