How Long Does an Insurance Company Have to Settle a Claim in Texas?
How quickly insurance companies pay claims depends on which state you file your claim in. For instance, the state of Texas requires a claim acknowledgment within 15 days of a claim being filed. Approval or denial must be made within 15 days of all required documentation being received, but the adjuster can extend it to 45 days if they are able to give a good reason.
How to Speed Up the Claims Process
You can’t control the insurance companies or the laws, but if you live in Texas you can take steps to speed the claims process along.
- Know your policy
- Document your claim carefully, from the very beginning
- Submit a complete “proof of loss” form with as much detail as you can give
- Contact a personal injury lawyer who can help you understand your rights and options
What If the Insurance Company Doesn’t Pay What They Promised?
When the insurance company doesn’t meet statutory guidelines or pay the settlement you agreed to, your only option may be to sue.
To learn more about dealing with Texas insurance companies after an accident, view our car accident page.
At Felix Gonzalez Law Firm, we’ll ensure that your rights are protected and your settlement paid promptly and fairly. Time is of the essence! Call us today for a free consultation!
